Tuesday, November 12, 2019

記事: IB HK > IB LLC 轉倉記

看到今日香港, 有千言萬語想講, 但既然這個 BLOG 的定位是講理財, 我盡量唔離題。

話說見到風中追風兄轉倉去 LLC 成功, 在9月份的時候二當家想跟風, 最主原因係當時估計國慶前後會係香港會有大事發生 (最後國慶後, 蒙面法出爐), 希望可以在國慶前把資料轉移到 LLC。

首先IB 已經講左, 如果你係香港居民, 你開既係IB HK, 亞洲地區除了印度, 香港, 日本, 其他國家既 IB ACCOUNT 都係 IBLLC, 而IB LLC 既保障範圍風兄已有提及, 不贅。

二當家係台灣係拎三年工作簽證, 非永久居留。根據 IB 既 FAQ, 開邊個戶口係根據你既合法居住國家, 所以二當家就試用我在台灣既身分證去開 (非 PASSPORT)。 如果我三年後要回流香港, 唔知 IB 會否趕番我去 IB HK 呢? 😱

至於點解要開, 無它, 既然有這個資格, 開個海外 account 又無壞 (寫文時香港有好多外資銀行已經降低左離岸帳戶既要求)。我在台灣的銀行戶口跟香港的戶口可以亙通, 隨時可以過錢。 另外 IB 的每月免費 withdraw 對我黎講亦非常夠用, 在二當家個人來說,  這個是 no harm 的行動。

New Account Opening Information
If you are a resident of Asia, except India, Hong Kong and Japan, and continue with the account opening process, your account will be opened with Interactive Brokers LLC in the US.
Interactive Brokers LLC is a member of NYSEFINRA, and SIPC and regulated by the US Securities and Exchange Commission and the US Commodity Futures Trading Commission.

Can I open an IB LLC account if I am a resident in Hong Kong?
The IBKR legal entity under which clients can open an account is determined by their Country of legal residence. Clients who are residents of Hong Kong can open their IBKR account with Interactive Brokers Hong Kong Limited.





以下是我的紀錄, 請包容我的半桶水英文。



Summary: Transfer all my positions to my new account UXXXXXXX
二當家 2019/09/16 10:56:01
I have a new account under IBLLC - U
XXXXXXX, please help to transfer all my positions to my new account.


IBCS 2019/09/16 18:22:43
Dear Mr.
二當家,

Please read below regarding the manual internal transfer that you submitted via this ticket.

1) Your request will be sent over for initial review and after that is complete, you will be required to submit additional documents (via email) such as Letter of Authorization (which will be provided to you at later time) and government issued photo ID.

2) Once all required documentation has been gathered, transfers typically take 1 to 2 weeks to receive approval and process.

3) Making this transfer request is not a guarantee that it will be approved and processed. In most cases, manual transfers are approved.

Further status would be provided via this ticket as soon as possible.
If you have any further questions, please feel free to contact our customer service department.

Regards,
YYYYYY
IBKR Customer Service


二當家註: 1~2 星期咁快手, 滿心歡喜


IBCS 2019/09/19 17:52:07


Our Manual Transfer team is inquiring additional information regarding deposits received on the source account.
The four deposits had little information to ascertain whether the deposits were third party.

XXX,XXX HKD 10 June 2019
XXX,XXX HKD 11 June 2019
XXX,XXX HKD 12 June 2019
100,000 HKD 19 June 2019
Please confirm if funds originated from your personal bank account and provide proof.



Please be advised that IB has sent a transfer form to your Email address of record. Complete this form and return it along with a copy of valid
Identification card.
Note: Signature on the form should match with the signature on the ID provided.
Do provide a physically original/wet (pen)signature, and include reason for the transfer.

You can attach the documents to this ticket or you can fax the information to 312 984-1032 attn: Funds and Banking Ticket#
XXXXX
Thereafter, please call in so we may perform verbal verification for this manual transfer.

US: 1 877 442-2757
U.S.: 1-312-542-6901 (local)
Phone numbers for other locations in link:
LINK../clientservices > Phone

Regards,
YYYYYY
IBKR Customer Service


二當家註: 話說<前人種樹>系列, 有部份資金係用按揭得黎, 我叫家人直接過入去我IB 戶口到。 本身係諗住唔駛煩。 點知IB既個人戶口, 如果有第三者過數落你戶口, 你係要解釋 , 否則唔俾你轉戶。 以後大家記住唔好咁做, 正確做法應該係用 FPS 先過到個人戶口, 再從個人戶口過落去IB戶口。


IBCS 2019/09/19 17:52:39
Dear Mr.
二當家,


Our Manual Transfer team is inquiring additional information regarding deposits received on the source account.
The four deposits had little information to ascertain whether the deposits were third party.

XXX,XXX HKD 10 June 2019
XXX,XXX HKD 11 June 2019
XXX,XXX HKD 12 June 2019
XXX,XXX HKD 19 June 2019
Please confirm if funds originated from your personal bank account and provide proof.

*******************

Please be advised that IB has sent a transfer form to your Email address of record. Complete this form and return it along with a copy of valid
Identification card.
Note: Signature on the form should match with the signature on the ID provided.
Do provide a physically original/wet (pen)signature, and include reason for the transfer.

You can attach the documents to this ticket or you can fax the information to 312 984-1032 attn: Funds and Banking Ticket# 354304.
Thereafter, please call in so we may perform verbal verification for this manual transfer.

US: 1 877 442-2757
U.S.: 1-312-542-6901 (local)
Phone numbers for other locations in link:
LINK../clientservices > Phone

Regards,
YYYYYY
IBKR Customer Service


二當家 2019/09/20 09:14:28
Dear 
YYYYYY,

Please kindly find the signed form and my ID copy in the attached.


二當家 2019/09/20 09:22:58
Dear 
YYYYYY,

Please kindly find the signed form and my ID copy in the attached. However, my ID copy doesn't contain the signature. Please let me know what kind of document I needed to provide?

Regards four deposits mentioned above, it was transferred by my XXXX
. I lend her some money and she pays back to me, and I asked her transfer to IB account directly rather than duplicate the transfer (from her bank account > to my bank account > to my IB account). I didn't realize it creates concern. Please let me know what information should I provided to clarify. Thanks.

Regards,


二當家註: 係啦, 我借人錢, 宜家佢還俾我得唔得?


IBCS 2019/09/20 14:58:45
Dear Mr.
二當家,


You may provide a copy of your XXXX's bank statement confirming the transactions.


Regards,
YYYYYY
IBKR Customer Service


二當家 2019/09/21 00:46:59
Dear 
YYYYYY,

You can find in the attached.

Regards,
二當家

二當家註: 要 STATEMENT 咋, 即刻搵俾你


IBCS 2019/09/24 13:22:19
Dear Mr.
二當家,

Our Manual Transfers team is requiring a government issue ID with a signature.

Regards,
YYYYYY
IBKR Customer Service


二當家 2019/09/25 11:36:15
Dear 
YYYYYY,

As explained in the previous email, there is no signature on my Taiwan ID. However, I can provide you my passport and attached in this email.

Regards,
二當家


二當家註: 妖, 又問, 話左無。最後二當家係用香港既 PASSPORT 最後果頁簽名去提交。


二當家 2019/10/02 02:52:24
Dear 
YYYYYY,

may i know is it okay to proceed ?

regards,
二當家


IBCS 2019/10/02 15:12:15
Dear Mr.
二當家,

The request is still under review.
Please allow time.

Regards,
YYYYYY
IBKR Customer Service


二當家註: 用左7日, 都仲係 REVIEW 緊, 此時已經過左 10/1


二當家 2019/10/16 10:55:10
Dear 
YYYYYY,

May i have any updates ?

regards,
二當家


二當家註: 過左兩個星期, 再催


IBCS 2019/11/01 12:50:27
Dear Mr.
二當家,

We have received final approval for this account transfer. Please note that the way in which account transfers are processed for IB Entity changes does not provide for an automated way in which the source account will close nor will it provide for the automatic sweep of residual balances from accruals. You should take the steps to close the source account and withdraw any remaining funds AFTER the transfer has been processed.

We will try to schedule this for tonight (U.S.) toward the end of the U.S. trading day- unless there are objections.

Regards,
YYYYYY
Funds and Banking
Interactive Brokers Customer Service


二當家註: 😍 終於有 APPROVAL, 但已經係 11月既事, 交齊資料都要等一個月。


IBCS 2019/11/04 11:26:46
Dear Mr.
二當家,

Per our exceptions department his transfer failed to process. The reason is that you hold a short bond in the source account which has a face value of 1,000 USD. The value of this security must be 100,000 USD face value in order to transfer. This is a limitation of the corporate bond borrow.

Please advise on how you would like to proceed and please note that this transfer cannot be changed to a partial.


Regards,
YYYYYY
Funds and Banking
Interactive Brokers Customer Service


二當家註: 又有問題, 第一次 TRANSFER 唔成功, 因為我個戶口入面 SHORT 左隻 BOND (手多)。當晚二當家快快手平左倉佢。


二當家 2019/11/05 09:21:36
Dear 
YYYYYY,

I closed my position for the short bond. Please try again. Thanks.

Regards,
二當家


IBCS 2019/11/05 14:49:34
Dear Mr.
二當家,

We will have to wait until the trades settle so we can proceed once the trade settles.

Regards,
YYYYYY
Funds and Banking
Interactive Brokers Customer Service


IBCS 2019/11/07 13:33:39
Dear Mr.
二當家,

We have received final approval for this transfer.
We will try to schedule for tonight end of day, unless there are any objections.
If so, please reply to this ticket.



Regards,
YYYYYY
IBKR Customer Service


IBCS 2019/11/08 11:48:11
Dear Mr.
二當家,

Transfer Complete.

Please note, the way in which account transfers are processed for IB entity changes does not provide for an automated way in which the source account will close nor will it provide for the automatic sweep of residual balances from accruals.
Do take the steps to close the source account and withdrawal any remaining funds after the transfer has been processed.

Closure requests submitted in Account Management/Client Portal > Settings> Account Settings> Configuration> Close account: click on Gear
Withdrawal requests submitted in Account Management > Transfer & Pay> Transfer Funds > Withdrawals

Regards,
YYYYYY
IBKR Customer Service


二當家註: YEAH! 成功了!



謝謝收看

12 comments:

  1. 謝謝分享, 過幾個月移居台灣, 到時跟著試IB HK轉IB LLC

    ReplyDelete
    Replies
    1. KCC兄, 過黎台灣退休? 會去台北定其他地方?

      Delete
    2. 同太太帶兩幼兒移居... 未諗好去邊度... 但月底會去取居留証...順便去土城/板橋/三重望下有無幼兒園收...有的話就響附近租屋住, 雖然有人同我地講大安區多幼兒園選擇, 但台北市的話同一租金租到的單位會細好多卦...

      Delete
  2. 我有手尾跟,轉完申請關閉帳戶後有unpaid紅股入咗來,但帳戶關閉中不能買賣,變咗永遠都係awaiting。十一月仲被收取咗20美金,因為戶口低於最低淨值。落ticket投訴幾日無人理,宜家嘗試re-open account去賣,又未得,好Q麻煩!!!

    ReplyDelete
    Replies
    1. 報告風兄, 由於小弟仲有D不同貨幣既 accrual, 所以仲未close account, 寧願俾少少錢都要 TRANSFER 晒出黎至 close (低於最低限額既手續費, 已 cut subscription)。

      Delete
    2. 風中兄,你的情況我都試過。
      我建議你係HK trading time打電話搵香港人幫手,佢地可以係電話幫你落盤即時沽咗紅股,錢應該會自動transfer去新戶口。

      Delete
  3. 請問開ib llc需要住址證明嗎?定係我就咁填外國親戚地址都可以?如果用ib llc,係citi入錢係唔係要先換左做美金再入落ib度先冇手續費? 唔可以好似ib hk咁港元入數再換做美金?

    ReplyDelete
    Replies
    1. https://www.interactivebrokers.com/en/index.php?f=4119
      師兄可以睇上文. 要地址
      IB LLC 都接受港紙。

      Delete
  4. 請問一下, 怎樣分辦是 IB LLC 還是 IB HK ?

    ReplyDelete
    Replies
    1. 最簡單的方法是用 Messager 問 IB 的 CS。

      Delete
  5. 二當家想問問台灣居留證可以申請到IB LLc嗎 謝謝

    ReplyDelete